Hit parked car small cratch victim tryin take advantage?

You don't need legal advice. What you need to do is call the insurance company ASAP! Do NOT try to handle this on your own. Your insurance company has the best built in bullshit detectors and can spot a fraud miles away. She absolutely sounds like she is trying to scam you, and involving your insurance company will put a stop to that immediately. Have your dad call the insurance right away, and then when the lady calls again, give her the claim number and the telephone number to the insurance company, and tell her to never call you again.